Tag: deductibles

Health Insurance Costs Crushing Many People Who Don’t Get Federal Subsidies

These increasing costs plus rising deductibles and copayments have driven millions who don’t get a subsidy to drop their coverage or turn to cheaper, less comprehensive — and sometimes inadequate — insurance. Steven Findlay, KHN Like millions of Americans in this final week of open […]

Rising Healthcare Premiums, Higher Deductibles and Insurer Profits

Connecting our current healthcare insurance dots in three charts: Insurers are making bigger profits; deductibles are burning a hole in workers’ pockets; and annual family premiums for employer-sponsored health insurance averages nearly $20,000 a year. Insurers in the individual market performed better financially in the […]

California — The Path to Bernie Sanders’ Dream of Medicare for All!

Addressing inequality in healthcare is a cornerstone of Bernie Sanders’ 2015 presidential campaign. He has supported a national Medicare-for-All, single-payer type healthcare system for decades. In a 7/28/15 interview with Ezra Klein (Vox.com), he flatly states “Health care, to my mind, is a right of […]

“Skin-in-the-Game” Insurance

“Skin-in-the-Game” insurance is when the insured has to “share the risk” (or financially participate) in their health care claim. You’re probably thinking, “Isn’t that why I pay a monthly premium? So the insurance will pay my claims?”   It used to be that way, but […]