Do you think that getting healthcare is similar to buying a commodity like, say, a couch? You shop around, comparing options and costs. Cloth? Leather? Sectional? Chesterfield? And then you buy one? Does this really happen with healthcare? In my experience, no. There are lots […]
A Bangor, Maine mom recently wrote about an Emergency Room visit with her young daughter. Her little girl had injured her lip, and was screaming and bleeding. Understandably alarmed, she took her to the Emergency Room. Thankfully, it wasn’t a big deal – her child […]
Blindsided by a leukemia diagnosis at age 26, an otherwise healthy single mom named Lauren Baumann learned there’s a medicine for her illness that would help her live. It’s Gleevec. And the stars were aligned – she had a full time job and health insurance. […]
Can you imagine if car insurance worked like health insurance? I’m not talking about the mandate that drivers carry auto liability insurance, or health insurance. I’m talking about how the insurance actually functions (or not) when people need it! We were recently in an auto […]
“Skin-in-the-Game” insurance is when the insured has to “share the risk” (or financially participate) in their health care claim. You’re probably thinking, “Isn’t that why I pay a monthly premium? So the insurance will pay my claims?” It used to be that way, but […]
